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Amazing article, Luca. Loved it. Thanks for it. Reading your text I saw no mention to the fact of the current traditional financial system works with fractional reserves, and if I understood it correctly, your New monetary triangle (CBDC or CBDC+stablecoin system) suggests that we would have a system that would be full collateralized by Central Bank money. what are your thoughts on this? And again, thx for the text. I love it. And also as a Cyclist too the introduction was just perfect. ;)

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